For Buyers
Mortgage Loan Center - Q&A for Mortgages

YOUR MORTGAGE

Qualifying
What You Can Afford
Prequalifying & Preapproval
Credit
Private Mortgage Insurance (PMI)
Parent Gifts & Loans
Bankruptcies & Foreclosures
Whom to Contact

Home Loan Options
15, 30 & 40 Year Loans
All Cash
Seller Financing
No Money Down
Low-Cost Loans
Low-Down Loans
Alternative (A,B,C,D) Loans
Assumable Loans
Easy-Qualifier Loans
Lease Options
Reverse Annuity Mortgages (RAMs)
Whom to Contact

Other Mortgage Considerations
Interest Rates
Refinancing
Appraisals & Market Value
Fannie Mae
Lock-ins
Negative Amortization
Prepayment
Whom to Contact

Government Loan Programs
Federal Housing Administration (FHA)
Veterans Administration
Mortgage Credit Certificates
State Programs
Whom to Contact